The inclusion of insurance in a domestic labor contract protects the rights of both parties.

In collaboration with the Saudi Central Bank (SAMA), the ministry will begin implementing the decision to require insurance on labor contracts when hiring domestic workers. The significant change will provide several benefits to both domestic workers and their employers. The ministry has been completing procedures for the insurance of domestic worker labor contracts by connecting insurance companies to its Musaned exclusive platform for domestic worker recruitment.

Several provisions are in place to protect the rights and fulfill the obligations of both house workers and their employers. The insurance on the domestic labor contract will benefit the employer by refunding the value of recruitment costs in the event of a worker's runaway or abstention from work for the remainder of the contract period after the three-month probation period expires.

If a domestic worker flees, becomes ill, dies, or refuses to complete the duration of the work contract, there will be insurance that protects the employer's rights, and the cost will be lower and more affordable for everyone.

Domestic workers will be compensated for unpaid wages if their employer fails to pay them on time. The decision ensures benefits for domestic workers, including compensation in the event of permanent total or permanent partial disability caused by accident, as well as compensation if the worker did not receive the salary due to the employer's death or inability to do so.

The article also states that the worker should not work for personal gain, should not harm the dignity of the employer or family members, and should not interfere in their affairs. The worker must respect the Islamic religion, follow the Kingdom's regulations, as well as the customs and traditions of Saudi society, and refrain from engaging in any activity that is harmful to the family.

Similarly, the employer is obligated not to assign the domestic worker anything other than the agreed-upon work, except in cases of necessity, provided that the work he/she is assigned is not fundamentally different from the original work for which the worker is hired. The domestic worker does not assign any dangerous work that jeopardizes the worker's health or safety or jeopardizes the worker's human dignity.

The agreed-upon wage is due at the end of each Hijri month, and it is also required to pay the salary and its dues in cash or by check, and to document this in writing, unless the domestic worker wishes to transfer the wage to a specific bank account. The worker must be provided with adequate housing and have access to at least nine hours of rest per day. The employer must appear personally - or through others - before the committee on the date it determines to hear the domestic worker's complaints.

The domestic worker does not assign any dangerous work that jeopardizes the worker's health or safety or jeopardizes the worker's human dignity.Alex Jhon Martin